Lay-By Terms and Conditions
A Lay-By is only applicable to Apricot Computers items $0USD and above.
• Lay-By’s are for a total period of 24 months and should not exceed that time
• First payment must be 1/2 of the total purchase price on the day of issuing
• Remaining payments are to be made by cash, debit/credit, mobile money, Moneygram/ Western Union or taken out of the customers designated credit card on the 15th day of each of the following two months.
After each payment, a receipt will be issued confirming payments made and
the balance remaining.
• A credit card number with validity for the duration of the Lay-By terms is
required to complete automatic monthly transactions.
• Lay-By items cannot be exchanged or refunded once the Lay-By has been
finalised. Whether this be due to the purchaser changing their mind or
finding the same memorabilia piece for a cheaper discounted price at
Apricot Computers or another retail store.
• Failure to complete total payment of a Lay-By within the specified time or
customer cancellation will result in the forfeiture of the memorabilia. Upon
customer cancellation a termination fee of 20% of the original item price
will be charged for storage and administration costs. The remaining amount
will be refunded to the customers designated credit card or a store voucher
for cash payments.
• Item will be available once final instalment has been received in full.
Once the first payment of the Lay-By has occurred, the item(s) is non
• Cash or EFTPOS payments can be made at Apricot Computers or
by emailing Apricot Computers email@example.com
All Lay-By agreements must be paid on time! Or extra fees will be assessed for a maximum period of 12 weeks until payments are made on time again. If the customer fails to maintain the instalments agreed by that period, the company reserves the right to cancel the agreement and place the item back out on display.
Payments may be made through any store or distribution center nationally and not just through the original store you created the Lay-by agreement with. All our stores accept all major credit cards, cash and bank
transfers. Electronic funds transfer is available upon request. With each payment made a register
receipt will be issued, showing the amount paid and the balance remaining outstanding.
Collection of Goods
No goods can be taken prior to all payments being received. Goods are only to be collected from the
original store of purchase. No alterations for sizing, engraving, etc. can be done until the goods have
been paid for in full. Collection of goods will only be allowed with an online printed copy of the valid Lay-By document, please ensure you retain your copy of the agreement, as we will not be legally able to hand over any
goods without this being produced. If you lose this document, please inform the store or Apricot Computers representative via email(firstname.lastname@example.org) immediately and
then attend the store with photographic proof of identity to obtain a duplicate.
All applicable warranties commence from the period of collection and not from the start of the Lay-By.
Customer Cancellation of Lay-By Agreement
You are entitled to cancel your Lay-By agreement at any time prior to the collection of the goods. All
funds paid, less applicable fees will be reimbursed to you by the following methods: Cash/EFTPOS
Paid (Under $250.00) – a refund of cash will be issued by Apricot Computers Inc. via in cash or other acceptable payment methods.
Cash/EFTPOS Paid (Over $250.00) – a refund request will be sent to Head Office and an electronic or physical cash payment will
be issued within 30 days from receipt of the cancellation document.
Payments made by credit card – All payment amounts will be refunded to the original credit card.
All refund amounts are less the termination fee.
Company Cancellation of Lay-By Agreement
The Apricot Computers company may cancel the Lay-By agreement if the customer fails to meet the payment schedule
and applicable termination fees will apply where the customer has failed to comply with the
The company also reserves the right to terminate the agreement if they are unable to supply the
item, the goods have been deemed to be faulty or they cease to trade. No termination fees will apply
where the company has enacted any of these rights.
Companies are entitled to charge a termination fee of 10% for cancellation of Lay-By agreements.
The fees applicable to your agreement are 10% or no more than $40.00USD if canceled within the first month and an added $10.00USD per month for each consecutive month in addition. The maximum fee charged is $75.00, as all
agreements will automatically be canceled after four months if the agreement has not been
Further Information on Rights
To source further information regarding your rights under Apricot Computers agreements, you can locate this